Financial Backstop Fund
Appears in 1 story
Absorbed the SVB/Signature resolution costs; being replenished via special assessment
The FDIC spent 2024–2025 billing big banks for the emergency decision to make SVB and Signature depositors whole. Now, with one quarter left in the planned eight-quarter collection, the agency is lowering that final rate and trying to prevent an awkward ending: collecting more than the losses it’s legally required to recover.
Updated Dec 19, 2025
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