Federal Agency
Appears in 2 stories
The FDIC is billing the banking industry for the uninsured-depositor backstop used in the 2023 crisis. - Collector and scorekeeper for the SVB/Signature systemic-risk losses
The FDIC spent 2024–2025 billing big banks for the emergency decision to make SVB and Signature depositors whole. Now, with one quarter left in the planned eight-quarter collection, the agency is lowering that final rate and trying to prevent an awkward ending: collecting more than the losses it’s legally required to recover.
Updated Dec 19, 2025
An independent U.S. agency that insures bank deposits and supervises state-chartered banks that are not members of the Federal Reserve System. - Bank regulator and deposit insurer withdrawing from guidance
In March 2013, U.S. bank regulators issued joint supervisory guidance on leveraged lending to prevent a return of pre-2008-style underwriting excesses, with examiners informally anchoring scrutiny around a roughly six-times-EBITDA leverage benchmark. Over the next decade, banks’ pullback helped shift riskier deal finance toward private-credit funds, CLOs, and other nonbanks—expanding an opaque “shadow banking” ecosystem even as regulators maintained the guidance was supervisory, not a binding rule.
Updated Dec 11, 2025
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