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SoFi Technologies

Financial technology company

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Trump accounts launch: America's first universal child investment program

Rule Changes

Matching $1,000 for employees' children

The United States has never offered universal investment accounts to children. Starting July 4, 2026, every American born between 2025 and 2028 will receive $1,000 from the Treasury Department deposited into a stock market index fund—accessible at age 18 for education, homebuying, or starting a business. Over 1 million families enrolled in the program's first week.

Updated Jan 31