UK and EU card surcharge ban (January 2018)
The UK banned surcharges on most consumer debit and credit card payments in January 2018, implementing the European Union's Payment Services Directive 2. Merchants could no longer add a checkout fee for paying by card.
Card surcharges disappeared from UK consumer checkout flows; merchants absorbed costs or raised prices.
The UK and European Economic Area approach became the reference point for jurisdictions weighing similar bans.
Australia's ban follows the same model; the Straits Times notes the new policy brings Australia in line with the UK and the European Economic Area.
